Explore our Health Insurance Plans

Basic Healthcare Plans

Large Pay-out Plans

Protecting millions of lives

The Aditya Birla Health Insurance Difference

Beyond health insurance

As your health partner, we will keep you motivated on your journey towards health and wellness. We reward you for your good health with HealthReturns™ and provide you with support at every stage – with guidance on nutrition, fitness, and lifestyle.

Trusted care managers

Our care managers simplify the process of health insurance for you, from explaining policy documents to filing a claim to managing paperwork and discharge during hospitalization. Connect with your care manager on the Activ Health App.

Health coach

Get day-to-day tips and guidance from your personal doctor-on-call, medical specialists, dietitians, fitness gurus, and tobacco counselors to keep your health in top condition, always. Get the support you need to better manage chronic conditions like high blood pressure, high cholesterol, and diabetes.

Chronic Management Program

A special program to manage the cost of living with four major chronic conditions – asthma, blood pressure, cholesterol, and diabetes. Get Day 1 cashless cover for your OPD expenses of medicines, diagnostic tests, and doctor consultations.

Support is just a text away

Reach out to our customer support team on WhatsApp and get your doubts and queries answered instantly.

Why Do You Need A Health Insurance Plan?

It is a must to have a comprehensive health insurance plan in India. It safeguards you and your family against unforeseen medical emergencies. It also ensures that you don't end up draining your personal savings on medical bills.

The need for health insurance in India stems from the coverage that the plan provides. Consider these two facts -

• Medical costs have become quite expensive.

• With increasing life expectancy and rising lifestyle-related diseases, the chances of suffering from an illness or injury have also increased.

When you consider the above factors, a medical emergency has the potential to wipe out your savings. A medical insurance policy, therefore, becomes very important.

How To Choose The Right Health Insurance Plan?

With so many Aditya Birla health insurance plans available, choosing the right plan can prove to be a difficult job. But, with the right checklist, you will be prepared to make the right selection.

Here are some quick parameters to find the right health insurance plan in India -

The right sum insured

Medical costs are increasing, every day. So, make sure you choose an optimal sum insured which proves sufficient to cover the exorbitant medical costs. Remember that life expectancy is also increasing, so you may need to plan for health insurance for a longer period.

The right coverage benefits

Check the coverage benefits that the health insurance plans offer. Choose a plan which offers the most inclusive scope of coverage that also matches your needs. It's tempting to pick a policy with the least premium, but make sure you check the coverage benefits first.

The right premium

Nothing is more important than affordable premiums. So, check the coverage and ensure that the premium is commensurate with the coverage provided. Also, ensure that the premium is affordable for you. Since premiums will need to be paid every year or every few years (depending on the terms of the policy), make sure you keep funds aside so that you don't have to run around at the last minute.

Wide network of cashless hospitals

If a health plan has a wide network of hospitals, you can make a cashless claim easily. So, buy health insurance plans with wide hospital networks. This also means that you will have a seamless claims experience.

Low waiting periods

Waiting periods play a spoilsport when it comes to coverage. So, choose plans which have low waiting periods so that you can get coverage without waiting too long. The last thing you want is a delay in processing the insurance amount in times of great need, so make sure to pick a plan and an insurance company that comes to your aid when you need it the most.

No sub-limits

Sub-limits restrict the scope of coverage. The right policy would be the one that has no sub-limits for comprehensive protection.

Trust and goodwill

Lastly, choose an insurance company that enjoys the trust of its customers and has made its name in the health insurance industry. You might also want to check the claims settlement ratio, so that you don't face any hassles in the future.

How To Claim Your Aditya Birla Health Insurance?

With Aditya Birla's digitized services, making health insurance claims has been simplified. Download the Active Health App to register and track your health insurance claims or connect with the company online. You can also call the toll-free number 1800 270 7000 for claims assistance. You can avail of two types of health insurance claims -

Cashless Claims

If you are admitted to a networked hospital, the medical insurance company pays your medical bills directly to the hospital. For settlement of cashless claims under Aditya Birla health insurance plans, follow these steps -

• Locate your nearest networked hospital

• Verify the insured's identity by submitting the Health Card or any other valid ID proof

• Fill up and submit the Pre-Authorization Claim Form

• Get your claims processed and settled

Reimbursment Claims : If you are admitted to a non-networked hospital or if you are unable to make a cashless claim, the health insurance claim would be reimbursed. You should pay your bills yourself when taking treatments. After you are discharged and recover, file your claim and the insurer will reimburse your expenses.

The reimbursement claim process of Aditya Birla health insurance plans is simple and hassle-free, and is as follows 

Contact Us

Contact Us :7288899947

Email id: Isaathiabhi@gmail.com

Address: 

Flat no G2D Nagasai nivas 

prime hospital lane Maitrivanam

Ameerpet Hyderabad -500038